Fieldgate Financial Lending Group out of Paramus New Jersey. If you apply for a loan they will tell you that you are "pre-approved" but you need to send them a "pre-payment" in order for funds to be deposited into your account. Then they will call you again and tell you that they were unable to process your request but if you send them more money they guarantee that you will have an extra 1000 or 2000 for your loan. DONT DO IT. No lending company should ever ask for money up front. Tell them to get lost.